Last Updated: 11/07/2027
At athugalacredit.lk, we are committed to safeguarding the privacy of our users. This Privacy Policy explains how we collect, use, share, and protect information provided to us through our website. By accessing or using athugalacredit.lk, you consent to the practices described in this policy.
1. Information We Collect
Personal Information
We may collect personal information such as your name, email address, phone number, and identification details when you create an account, fill out a form, or communicate with us directly.
Usage Data
We may automatically collect certain information when you visit our website, including your IP address, browser type, operating system, pages visited, time spent on each page, and other analytical data. This information helps us improve our services and understand user preferences.
Cookies and Tracking Technologies
Our website uses cookies and similar technologies to improve user experience. Cookies are small data files stored on your device. You can choose to disable cookies through your browser settings, but this may affect the functionality of the website.
2. How We Use Your Information
We use the information we collect for the following purposes:
- To Provide Services: We use your information to provide, maintain, and improve our services, process applications, and respond to your inquiries.
- To Personalize User Experience: We may use information to understand your preferences and customize your experience on the website.
- For Marketing and Communications: With your consent, we may send you promotional materials, updates, and special offers. You can opt out of marketing communications at any time.
- For Analytics: We analyze usage data to understand and enhance website performance, optimize content, and improve our services.
3. How We Share Your Information
We do not sell or rent your personal information to third parties. However, we may share your information in the following circumstances:
- With Service Providers: We may share information with trusted third-party vendors who assist us in operating our website and providing services.
- For Legal Purposes: We may disclose information if required by law or in response to valid requests by public authorities (e.g., court orders).
- Business Transfers: In the event of a merger, acquisition, or asset sale, your information may be transferred. We will notify you of any changes in ownership or use of your personal data.
4. Data Security
We take the security of your information seriously and implement appropriate measures to protect it against unauthorized access, alteration, disclosure, or destruction. However, no online transmission or storage is completely secure, and we cannot guarantee absolute security.
5. Your Rights and Choices
Depending on your jurisdiction, you may have the following rights regarding your personal information:
- Access: You have the right to request access to your personal data.
- Correction: You may request the correction of inaccurate information.
- Deletion: You may request the deletion of your personal data under certain circumstances.
- Opt-Out: You can opt out of receiving marketing communications by following the unsubscribe link in our emails.
To exercise these rights, please contact us at [Insert Contact Email].
6. Retention of Information
We retain personal information for as long as necessary to fulfill the purposes for which it was collected, including to comply with legal, accounting, or reporting requirements.
7. Links to Third-Party Websites
Our website may contain links to third-party websites. We are not responsible for the privacy practices or content of these websites. We encourage users to read the privacy policies of each website they visit.
8. Changes to This Privacy Policy
We may update this Privacy Policy from time to time. We will notify you of any changes by posting the new policy on our website and updating the "Last Updated" date. Continued use of our website after any changes signifies your acceptance of the updated Privacy Policy.
9. Contact Us
If you have any questions, concerns, or requests regarding this Privacy Policy, please contact us at:
Athugala Credit
Email: [email protected]
Phone: +94 37 2228 400
